About ConsumerBankruptcyCounseling.info

Road to RecoveryThe inspiration for ConsumerBankruptcyCounseling.info was an article that appeared on the front page of the October 23, 2005, edition of the New York Times entitled When Health Insurance Is Not a Safeguard. In this article, reporter John Leland outlines how the family of seven-year-old Zachery Dorsett was able to use personal bankruptcy to avoid some of the horrible effects of being underinsured for their son's chronic and financially ruinous immune system disorder.

Recognizing that the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (the "2005 Act") was going to make access to bankruptcy protection more difficult for persons like the Dorsett family (and after making a donation to the Dorsett family of personal funds) partners at Trepel McGrane Greenfield LLP organized a working committee including retired Northern District of California Bankruptcy Judge James Grube, former California Insurance Commissioner and Retired California Appellate Justice Harry Low, and Professor William Hutton of Hastings Law School along with members of the corporate bankruptcy bar in the Northern District of California to implement the program first laid out in what was then called the "Zachery Dorsett Project."

The essential ingredient of ConsumerBankruptcyCounseling.info is this website, which provides fast, free and readily understandable bankruptcy counseling, and offers low cost issuance of the necessary certificate allowing access to bankruptcy under the 2005 Act.

Today the website operates as a project of Tides Center, and is supported by nominal fees charged for issuing certificates upon completion of credit counseling.

See how easy it is to obtain pre-filing bankruptcy credit counseling online, with our YouTube video tutorial

About our counselors

Our counselors are either Certified Financial Health Counselors, certified by the Association of Financial Health Counselors, or have experience and background in providing credit counseling for no less than two (2) years from this date and have obtained this experience on or after January 1, 2003.

Once you have created an account and begun entering your financial information as part of a free credit counseling session, you will be provided with an e-mail address to contact our qualified counselors for assistance. Questions can also be answered via our helpline at 415-758-2227.